One way of defining financial inclusion (FI) can be as-“access to fair, appropriate, cost effective financial products and services by mainstream service providers to a certain segment of society.’ It can also be defined as the delivery of financial services at an affordable cost to vast sections of disadvantaged and low income groups. FI is not an end in itself, it is a gateway to a better life, better living and better income; a process that makes access to financial services possible and provides equal opportunity for availing adequate and timely credit. FI opens up the financial system for those who could not earlier muster up the resources to improve their lives, but now with easy access to savings, loans, insurance and affordable rates these opportunities are not out of their reach. The Indian banking credit system in the last decade has registered a significant growth, which has enabled them to diversify their portfolio.
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Man-made learning ability: could it at any time obtain a host to a persons psyche?
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